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What's in the $789 Billion Stimulas Package



The stimulus package is now the only game in America. No one else but the government has any money to do anything. With over $787 Billion in spending there is something there for everyone no matter what you want to do or what income level you are. There are several major ways you can get some of this $787 billion. Grants, tax credits, low interest loans and subsidies will be going directly to individuals and businesses.
Plus individuals and businesses can get one of 3-4 million jobs that will be created or get part of the billions available in contracts and freelance assignments.

Watch Video on Seminar How to Use Stimulus Package : Click Here

Get a Great Job

No one else is going to be hiring except those organizations and individuals who will be getting this money. Even Microsoft announced layoffs recently. So if you are looking for a job or want a better one, start finding out who will be receiving this money. Remember all information about who gets government money is open to the public. This is your money and you have a right to see who is getting it. And those who receive it will have money to hire someone like you.

The money will be going to both federal and state offices and to contractors who will be doing the actual work. You can identify the government offices from the list below then contact those offices and ask for a list of their contractors

Get a Contract for Your Business or as a Freelancer

Most of the money in the stimulus package will be going to businesses and individuals to do all the real work. I can be fixing up schools, working on a new battery invention, making public housing more energy efficient, or training new job seekers with customer service skills.  And the businesses who receive these contracts will need everything that any business will need like, office supplies, company cars, web design services, legal services, catering services, furniture, or even real estate.  See above under ‘Get a Great Job” to learn how to find these government offices and contractors who will be getting this money.

Remember you can also seek the help of your elected official in tracking down this information. You can go to www.congress.org and put in your zip code on the left and get all the necessary contact info

Help for Facing Tough Times

In addition to tax credits, lots of money will be trickling down to the local level to help those who need health care, help paying their bills, fighting off their mortgage company, and training for a new job, or even day care. Some of these programs have income requirements and some do not. So before you count yourself out, be sure to check and get the facts first. Those who assume get left out in the cold.

A summary of the major provisions are listed below with source information on how to following the money. For more detailed information on the stimulus package it requires got to http://appropriations.house.gov/ and see American Recovery and Reinvestment – Conference Report

Grants, Loans, Payments & Services For Individuals

Free Medical Care

$87 billion in increased Medicaid funding will help states to respond to rising numbers of Americans seeking health coverage through Medicaid, to balance state budgets, and to deal with other fiscal pressures brought on by the economic crisis

Contact Your State Department of Health or Family Services at http://www.govengine.com

Get Paid While You Look For Work

$47 billion in unemployment insurance improvements will allow Americans who lose their jobs in the economic downturn to receive an extra $25 in their weekly benefits, receive unemployment insurance longer if needed, pay fewer taxes on unemployment benefits, and get help even if they need to move to part-time work or leave work for family reasons

Contact Your State Unemployment Insurance Agency at
http://www.dol.gov/dol/topic/unemployment-insurance/index.htm

Keep Your Health Insurance

$26 billion in COBRA premium assistance will help workers who lose their jobs to keep health coverage longer with a 65% subsidy for COBRA premiums

Contact Your State Department of Insurance at http://www.govengine.com and look at U.S. Department of Labor’s site : http://www.dol.gov/dol/topic/health-plans/cobra.htm

Money For Free Food

$16.5 billion for additional Supplemental Nutrition Assistance Program (SNAP), formerly Food Stamps, benefits. Contact the Supplemental Nutrition Assistance Program at http://www.fns.usda.gov/FSP/

Get Extra Money To Live On

$3 billion in Temporary Assistance to Needy Families funding will allow programs to better serve the country's lowest-income families in this time of economic crisis

Contact Your State Department of Health and Human Services or Department of Family Services at
http://www.govengine.com

You can also find information at the U.S. Department of Health and Human Services at
http://www.acf.hhs.gov/programs/ofa/tanf/index.html

Keep Medicaid While You Work

$1.8 billion in Medicaid, Medicare, and Indian Health Service funds will allow Americans transitioning into the workforce from the Temporary Assistance to Needy Families program to keep health coverage through Medicaid longer, will assist low-income seniors and disabled Americans with Medicare premiums, and will help American Indians and Alaska Natives afford health care

Contact Your State Department of Health and Human Services or Department of Family Services at
http://www.govengine.com

You can also find information at the U.S. Department of Health and Human Services at http://www.acf.hhs.gov/programs/ofa/tanf/index.html

Free Child Care

Child Care Development Block Grant: $2 billion to provide quality child care services for an additional 300,000 children in low-income families who increasingly are unable to afford the high cost of day care.

Contact the National Child Care Information Center at http://nccic.acf.hhs.gov/index.cfm

Free Pre-school

Head Start & Early Head Start: $2.1 billion to allow an additional 124,000 children to participate in this program, which provides development, educational, health, nutritional, social and other activities that prepare children to succeed in school.

Contact the Office of Head Start at http://www.acf.hhs.gov/programs/ohs/

Reduce Your Energy Bills

An extra $2.9 Billion for Weatherization Assistance Programs.

Contact http://apps1.eere.energy.gov/weatherization/state_contacts.cfm

Money For Food For Children

$500 Million for the Special Supplemental Program for Women, Infants, and Children (WIC). The Committee recommends a total of $500 million for WIC. In addition, the bill provides $150 billion for Food Banks.

Contact the Women, Infants, and Children (WIC) Program at the Food and Nutrition Service at
http://www.fns.usda.gov/wic/

Free Meals For Seniors

$100 Million to help senior meals programs cope with steep increases in food and fuel costs. Many programs are reducing meal deliveries to seniors or closing meal sites. The funding in the bill will result in an additional 30 million meals served.

Contact the Nutrition Services Incentive Program of the Food and Nutrition Service at
http://www.fns.usda.gov/fdd/programs/nsip/ or the Eldercare Locator at http://www.eldercare.gov/

More Grants For College Students

$15.6 Billion to increase the Pell Grant maximum awardand pay for increases in program costs resulting from increased eligibility and higher Pell Grant awards. The bill supports an increased Pell Grant maximum award to $5,350 in the 2009-2010 academic year and  $5,550 in the 2010-2011 academic year. This aid will help 7 million students pursue postsecondary education.

Contact Federal Pell Grant Program at the U.S. Department of Education at
http://www.ed.gov/programs/fpg/index.html or Federal Student Aid at the U.S. Department of Education at
http://studentaid.ed.gov/PORTALSWebApp/students/english/index.jsp

$8,000 To Train For A New Job

$3.95 Billion for job training including State formula grants for adult, dislocated worker, and youth programs (including $1.2 billion to create up to one million summer jobs for youth). The training and employment needs of workers also will be met through dislocated worker national emergency grants, new competitive grants for worker training in high growth and emerging industry sectors (with priority consideration to “green ” jobs and healthcare), and increased funds for the Job Corps and Youth Build programs. Green jobs training will include preparing workers for activities supported by other economic recovery funds, such as retrofitting of buildings, green construction, and the production of renewable electric power.

You can contact the U.S. Department of Labor at http://www.dol.gov/dol/topic/training/index.htm
or you can look at the Career One-Stops at http://www.careeronestop.org/

Money For People With Disabilities To Train For A New Job

$500 Million for vocational rehabilitation state formula grants to help individuals with disabilities prepare for and sustain gainful employment.

You can contact the Rehabilitative Services Administration at the U.S. Department of Education at
http://www.ed.gov/about/offices/list/osers/rsa/index.html or your State Office of Vocational Rehabilitation at
http://www.govengine.com

Free Job Placement Services

$400 Million for employment services to match unemployed individuals to job openings through state employment service agencies and allow States to provide customized reemployment services.

Contact Your State Employment Services at http://www.govengine.com or you can look at the Career One-Stops at
http://www.careeronestop.org/

More Money For Banks To Loans To Business and Individuals In Low Income Communities

$250 Million to immediately provide capital to qualified community development financial institutions (CDFIs) to invest in the development of underserved communities.

Contact the Community Development Financial Institutions Fund at http://www.cdfifund.gov/

Money For Local Non-Profits Who Help People In Need

$400 Million for States and local non-profits to deliver critical services to unemployed and low-income individuals struggling with the effects of the recession.

Contact the Social Services Block Grant Program at the U.S. Department of Health and Human Services at
http://www.acf.hhs.gov/programs/ocs/ssbg/

Money For Local Community Groups To Help You

$200 Million to local community action agencies (CAAs) for services to the growing numbers of low-income families hurt by the economic crisis, such as housing and mortgage counseling, jobs skills training, food pantry assistance, as well as benefits outreach and enrollment

Contact Your local community action agency at
http://www.communityactionpartnership.com/index.php?option=com_spreadsheets&view=search&spreadsheet=cap&Itemid=188

Homeowners Assistance For Those In The Military

$410.9 Million to expand the Department of Defense Homeowners Assistance Program (HAP) during the national mortgage crisis. Currently, HAP provides financial assistance to military and some civilian personnel who suffer severe financial loss or face foreclosure when property values decline as a result of a base closure.

Contact the U.S. Department of Defense Homeowners Assistance Program at http://hap.usace.army.mil/

Money To Help You Avoid Foreclosure

$200 Million to support $11.5 billion in loans for 105,000 very low to moderate-income rural households to purchase a house or avoid the risk of foreclosure, especially during this period of uncertainty in the housing market.

Contact the Rural Housing Service of the U.S. Department of Agriculture at http://www.rurdev.usda.gov/rhs/

More and Cheaper Loans For Small Business

$730 Million in Loans for Small Businesses, including $630 million to support $20 billion in zero-fee or reduced-fee loans to small businesses and $30 million for loans and critical technical assistance to “micro” borrowers. The dollar amount of loans guaranteed under the SBA’s two largest business loan programs was down 40% in the first quarter of this year compared to last.

Contact the U.S. Small Business Administration at http://sba.gov/

Free Employees To Non-Profits

Contact AmeriCorps at $200 Million for Non-Profits who Help Communities to Receive Free Employees from AmeriCorps http://www.americorps.org/

Tax Credits & Free Refunds For Individuals

$400 For You

$400 Rebate for 95% for people with incomes up to $75,000 ($150,000 couples). You get this money even if you owe no taxes. Contact the Internal Revenue Service at http://www.irs.gov or check out
http://www.irs.gov/newsroom/article/0,,id=202106,00.html

$5,000 for 3 Children

Tax Credit (refund) Up To $5,000 For Families with 3 Children Making Less Than $42,000 even if you pay $0 taxes Contact the Internal Revenue Service at http://www.irs.gov

$2,500 Credit for College Students

Tax Credit (refund) Up To $2,500 For College Students In First 2 Years even if you pay no taxes Contact the Internal Revenue Service at http://www.irs.gov

$1,000 Credit For A Child

Tax Credit (refund) Up To $1,000 for a Child Contact the Internal Revenue Service at
http://www.irs.gov and check out http://www.irs.gov/publications/p972/index.html

$15,000 Credit For Home Purchase

$15,000 Tax Credit To Purchase A Home Contact the Internal Revenue Service at http://www.irs.gov and check out
http://www.irs.gov/newsroom/article/0,,id=187935,00.html

$250 For Seniors and Disabled

$250 For Seniors, Disabled and Others Contact the Internal Revenue Service at http://www.irs.gov

First $2,400 of Federal Unemployment Benefits in 2009 is Not Taxable

Contact the Internal Revenue Service at http://www.irs.gov

Health Insurance If You Lost Your Job Between 9/1/2008 and 12/31/2009

The Federal Government Will Subsidize 65% of Your COBRA Health Insurance Contact the Internal Revenue Service at http://www.irs.gov

For 2009 You Can Deduct State, Local and Excise Taxes You Pay On the Purchase of A New

Contact the Internal Revenue Service at
http://www.irs.gov

In 2008 and 2009 Families With 529 College Savings Plan Can Make Withdrawals
to Use for Computers and Computer Technology Like Internet Service For Students Living At Home Contact the Internal Revenue Service at http://www.irs.gov
In 2008 and 2009 If You Commute To Work Using Public Transportation Your
Employer Can Put Aside $230 A Month In Pre Tax Money To Pay For Commuting Contact the Internal Revenue Service at http://www.irs.gov
Temporary Fix To Keep Millions of People From Paying the Alternative Minimum Tax
Contact the Internal Revenue Service at
http://www.irs.gov
$8,000 Tax Credit For First Time Home Buyers
Contact the Internal Revenue Service at
http://www.irs.gov
$4 Billion To Improve Public Housing

$4 Billion to the Public Housing Capital Fund to enable local public housing agencies to address a $32 billion backlog in capital needs -- especially those improving energy efficiency in aging buildings.

Contact your state or local Department of Public Housing at http://www.govengine.com or contact the Office of Capital Improvements at the U.S. Department of Housing and Urban Development at
http://www.hud.gov/offices/pih/programs/ph/capfund/index.cfm

$2 Billion For Section 8 Housing
$2.1 Billion for Full-Year Payments to Owners Receiving Section 8 project-based rental assistance.

Contact your state or local Department of Public Housing at http://www.govengine.com or contact the Office of Public and Indian Housing at the U.S. Department of Housing and Urban Development at
http://www.hud.gov/offices/pih/index.cfm

250 Million For Energy Retrofitting and Green Investments in HUD-Assisted Housing Project
Contact the U.S. Department of Housing and Urban Development at http://www.hud.gov/
$2 Billion for Abandoned Houses
Contact your state or local Department of Housing or Public Housing at http://www.govengine.com or contact the U.S. Department of Housing and Urban Development at http://www.hud.gov/
$1.5 Billion To Prevent Homelessness

$1.5 Billion for Homeless Prevention Activities, which will be sent out to states, cities and local governments through the emergency shelter grant formula. Contact the U.S. Department of Housing and Urban Developments Homeless Assistance Programs at http://www.hud.gov/homeless/

$6 Billion To Clean Up Weapons Production
$6.4 Billion is Directed Towards Environmental Cleanup of Former Weapon production and energy research sites. Contact the U.S. Department of Energy at http://www.energy.gov/
6 Billion for Clean Water
$6 Billion for Local Clean and Drinking Water Infrastructure Improvements Contact the Office of Water at the U.S. Department of Environmental Protection Agency at http://www.epa.gov/ow/
$1.2 Billion For Cleanup
$1.2 Billion for EPA's Nationwide Environmental Cleanup Programs, including Superfund. Contact Superfund at the U.S. Department of Environmental Protection Agency at http://www.epa.gov/superfund/
$1.4 Billion for Water and Waste Disposal
$1.4 Billion to Support $3.8 Billion in Loans and Grants for Needed Water and waste disposal facilities in rural area Contact the Rural Development at U.S. Department of Agriculture at
http://www.rurdev.usda.gov/ny/toolbarpages/utilitiespages/waterandwaste.htm
$1 Billion for Outer Space Exploration
$1 Billion for NASA. Contact the NASA at
http://www.nasa.gov/
$3 Billion for Science Research
$1.4 Billion Total for National Science Foundation (NSF) Research. Contact the National Science Foundation at http://www.nsf.gov/
$830 Billion for the Ocean
$1.2 Billion Total for the National Oceanic and Atmospheric Administration (NOAA). Contact the National Oceanic and Atmospheric Administration at http://www.noaa.gov/
Money For Scientific Research
$475 Million total for National Institute of Standards and Technology (NIST) including: $307 million for renovation of NIST facilities and new laboratories using green technologies; $168 million for scientific and technical research at NIST to strengthen the agency's IT infrastructure; provide additional NIST research fellowships; provide substantial funding for advanced research and measurement equipment and supplies; increase external grants for NIST-related research. Contact National Institute of Standards and Technology at http://www.nist.gov/index.html
$2 Billion For Energy Programs
Laboratory infrastructure and construction for The Department of Energy's Science programs Contact the U.S. Department of Energy at http://www.energy.gov
Money To Keep Your School Afloat
$39 Billion State Fiscal Stabilization Fund for local school districts and public colleges and universities Contact Your Local School Board or State Department of Higher Education at http://www.govengine.com
Money To Help Kids In Poor Schools
$13 billion for Title I to help close the achievement gap and enable disadvantaged students to reach their potential. Contact Your Local School Board at http://www.govengine.com or Title 1 Funds at the U.S. Department of Education at http://www.ed.gov/programs/titleiparta/index.html
Money For Kids In Special Education
$12.2 billion for Special Education/IDEA to improve educational outcomes for disabled childrenContact Your Local School Board at http://www.govengine.com or IDEA at the U.S. Department of Education at http://idea.ed.gov/
3.4 Billion For Fossil Energy Research and Development
Contact the U.S. Department of Energy at http://www.energy.gov and for the State Energy Programs you can find contacts at http://apps1.eere.energy.gov/state_energy_program/seo_contacts.cfm
$11 Billion for Smart-Grid Related Activities
Including work to modernize the electric grid Contact the U.S. Department of Energy at
http://www.energy.gov and for the State Energy Programs you can find contacts at http://apps1.eere.energy.gov/state_energy_program/seo_contacts.cfm
$6.3 Billion for Energy Efficiency and Conservation Grants
Contact the U.S. Department of Energy at http://www.energy.gov and for the State Energy Programs you can find contacts at http://apps1.eere.energy.gov/state_energy_program/seo_contacts.cfm
$5 Billion for Weatherization Assistance Program
Contact the U.S. Department of Energy at http://www.energy.gov and for the State Energy Programs you can find contacts at http://apps1.eere.energy.gov/state_energy_program/seo_contacts.cfm
$2.5 Billion for Energy Efficiency and Renewable Energy Research
Contact the U.S. Department of Energy at http://www.energy.gov and for the State Energy Programs you can find contacts at http://apps1.eere.energy.gov/state_energy_program/seo_contacts.cfm
$2 Billion for Advanced Battery Systems
And vehicle batteries that are produced in the United States Contact the U.S. Department of Energy at http://www.energy.gov and for the State Energy Programs you can find contacts at http://apps1.eere.energy.gov/state_energy_program/seo_contacts.cfm
$6 Billion Loan Guarantees For Wind and Solar Projects
Contact the U.S. Department of Energy at http://www.energy.gov and for the State Energy Programs you can find contacts at http://apps1.eere.energy.gov/state_energy_program/seo_contacts.cfm
$1 Billion for Other Energy Efficiency Programs
Including alternative fuel trucks and buses, transportation charging infrastructure, and smart and energy efficient appliances. Contact the U.S. Department of Energy at http://www.energy.gov and for the State Energy Programs you can find contacts at http://apps1.eere.energy.gov/state_energy_program/seo_contacts.cfm
Money For Green Cars
$300 Million to replace older motor fleet vehicles owned by the Federal Government with alternative fuel automobiles that will save on fuel costs and reduce carbon emissions. Contact the General Services Administration at http://www.gsa.gov/Portal/gsa/ep/home.do?tabId=0
Money To Turn Federal Buildings Green
$4.5 Billion for repair of federal buildings to increase energy efficiency using green technology. Contact the General Services Administration at http://www.gsa.gov/Portal/gsa/ep/home.do?tabId=0
Wind, Solar and Photovoltaic Roof Systems For Defense
$613 Million for energy efficiency upgrades and construction of alternative energy projects, including wind and solar power and photovoltaic roof systems, at Department of Defense facilities. Contact the U.S. Department of Defense at http://www.defenselink.mil/
Health Information Technology
$19 billion to jumpstart efforts to computerize health records to cut costs and reduce medical errors. Contact Health Information Technology of the U.S. Department of Health and Human Services at http://www.hhs.gov/healthit/
Money For Health Research
$10 Billion to conduct biomedical research in areas such as cancer, Alzheimer's, heart disease and stem cells, and to improve NIH facilities. Contact the National Institutes of Health at http://nih.gov/
$1 Billion For Disease Prevention and Wellness Programs
To fight preventable diseases and conditions with evidence-based strategies. Contact the National Institutes of Health at http://nih.gov/
Money To Evaluate Medical Research
$1.1 Billion to the Agency for Healthcare Research and Quality, NIH and the HHS Office of the Secretary to evaluate the relative effectiveness of different health care services and treatment options. Contact the Agency for Healthcare Research and Quality at the U.S. Department of Health and Human Services at http://www.ahrq.gov/
More Law Enforcement Jobs
$3.5 Billion to Support Law Enforcement Efforts, including: $1.2 billion for Byrne Justice Assistance formula grants; $300 million for competitive grants to prevent crime and improve criminal justice; $1 billion for the COPS hiring grant program to put approximately 13,000 new cops on the beat and pay 75 percent of the cops’ salaries for three years; $300 million for grants to fight domestic violence; $100 million for crime victims compensation and assistance; and $50 million grants to States to track down cyber predators who prey on children. Contact Your state or local law enforcement office at http://www.govengine.com or the U.S. Department of Justice at http://www.usdoj.gov/
Money To Watch The Bottom Line
$110 Million for GAO and Agency Inspectors General in order to provide appropriate Oversight of spending contained in this bill. Contact the U.S. Government Accountability Office at http://gao.gov/ or the Inspector Generals at http://www.ignet.gov/
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